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Staircase

Atomic

An employment and income vendor working from payroll-account connections, third in the committed employment ordering and second in income.

Atomic reaches the same class of source as the vendors around it in the ordering: the borrower's own payroll account, connected with the borrower's consent. Several vendors of that shape sit consecutively in both orderings, which is deliberate — none of them covers every payroll provider, and the ordering exists to try them in turn.

Its position is where it earns its place against a lender's own traffic rather than a ranking of the vendors in the abstract. The measurement behind that is the per-partner success and cost report in Health.

Products it serves

Position in the ordering

  • Employment MeridianArgyleAtomicWageFinicityExperianPinwheelCitadelEquifaxTrueworkInstantTruework
  • Income ArgyleAtomicEquifaxExperianFinicityMeridianPinwheelPlaidTrueworkTruework-Instant

How this integration is built

connection configuration
The wire protocol. One repository per vendor API call, not per vendor.
language configuration
The field mapping between the vendor's vocabulary and the canonical model.
flow file
The four-way translation: canonical request, vendor request, vendor response, canonical response.
waterfall priority
One line naming where this vendor sits in the vertical's ordering.
status call
Activating the vendor for a lender, optionally with the lender's own credentials.

Evidence

This vendor is on the roster because each of the following resolves to a committed artifact.

  • StaircaseAPI/employment-product-product-data product/data/waterfall.json waterfall
  • StaircaseAPI/income-pp-data product/data/waterfall/waterfall.json waterfall
  • employment-pp-data product/data/flows/Atomic.json
  • income-pp-data product/data/flows/atomic.json

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